Harper Volkswagen has been in the business of getting customers into the driver's seat for nearly forty years. Our Volkswagen finance center in Knoxville, Tennessee, has decades of experience matching drivers with auto financing that fits them like a glove. Whether you are looking for a Volkswagen lease with low monthly payments, or are shopping for low auto loan rates, our VW financing team will make sure you get the payment plan that makes you happy. Call us or visit our dealership find out more about bad credit financing and Volkswagen specials.

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(865) 691-0393

Finance Department

The Basic Components of an Auto Loan from Harper Volkswagen

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Volkswagen Model to Buy | Knoxville, TN

At Harper Volkswagen, we've got can't-miss deals on the new Volkswagen Atlas, an roomy SUV that's perfect for road trips and everyday errands. Take a look at the new Volkswagen Tiguan, a classy compact SUV with three rows of seating and all the right tech. Kick it up in a new Volkswagen Golf, the original hot hatchback, or take it cool and easy in a new Volkswagen Passat, a smooth and sophisticated sedan with legroom to spare. Find the Volkswagen vehicle that's meant for you in our new and pre-owned inventory, then take a moment to get pre-approved for Knoxville, TN auto financing with our secure online application.

Apply for Auto Financing at Harper Volkswagen

From affordable Knoxville, TN auto loans to auto repair financing with a Volkswagen Service card, Harper Volkswagen is your number one spot in East Knoxville for low rate auto loans, lease options, and finance solutions. Call the dealership today for details.

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Dealership Hours
Mon - Fri8:30am - 7:30pm
Saturday9:00am - 5:30pm